WE KNOW YOUR BUSINESS
We are not like most agencies that just offer auto and home insurance…BUSINESS Insurance IS OUR SPECIALTY.
We “shop the market” to find you the best insurance value
We work for you, not the insurance companies.
We insure ALL businesses
Cancelled, poor claim history?… We insure ALL businesses.
Most common Denver Commercial General Liability questions from our clients
Does a Commercial General Liability (CGL) policy include Professional Liability?
The standard CGL policy excludes Professional Liability. However, some CGL policies can be endorsed to include it.
How is the premium for a Commercial General Liability calculated?
Once the rating exposure is classified (there are more than a thousand), the base premium is calculated as rate x premium basis (gross sales, payroll, area/square footage, subcontractor cost and Units being the most common).
Do I have to complete an audit at the end of the policy term?
YES, this is the means by which the insurance company receives the correct premium for the exposure.
"Thank You for working so hard..."Steve
"5 Stars"Miles M.